Rockwills' Special Gifts and Promotion for 2015

PROMOTION PERIOD:  1/1/15 TO 31/12/15

If you are a Rockwills' client who subscribed to annual custody, you can now upgrade your custody to lifetime custody and receive the beautiful special edition of Rockwills' thermos flask as above.

Call Rocwkills Service Centre at 012-303 9383 to find out more details.

The Benefit of Business Value Protection trust (BVPT)

To find out more about our BVPT, please call Rocwkills Service Centre at 012 303 9383.

Activities after a Training session in CMY Group.

I conduct regular training, once every two weeks at Rocwkills's Pear Hotel Training room, The sharing session enable practical method of presentation, legal knowledge and all other aspects of the business is taught so that the new Reps and other Reps under CMY Group have better exposure in estate planning. This is one of the reason why every Rep in CMY Group are doing well if they are focus in this business.

If you intend to venture into estate planning business, please consider the premier group in Rockwills ie the CMY Group as I will be able to help and assist you to excel in the business.

As a leader, I have been in full focus in estate planning business under Rockwills brand for the past 14 years and do not have other business like insurance, unit trust like which most REPs in Rockwills have.

If you want to explore the potential of Rockwills's business, please drop me a line at info@rockwillsonline.com.my or call 012 303 9383.

Below are some photographs taken when some REP enjoying their lunch after one of the training session.

Group Presentation on Business Value Protection Trust (BVPT)

On 26/8/2015, The management of Fronteam Construction Sdn Bhd at Kelana Jaya Office invited me to share with them on the interesting topic  'Business Value Protection Trust (BVPT)' or exist plan in simple term for the board of directors.

During the sharing, I explained the concept of BVPT, Why it is a more effective tool as compared to some other trust deeds signed among some shareholders.

BVPT is an arrangement that all the SME should have to put in place in order to ensure that the business can continue to operate smoothly even though one or two of the shareholders passed on. The arrangement also ensure the deceased's family will be compensated on a fair basis etc.

To know more about this product, please call Rockwills Service Centre at 012- 3039383.

Will Talk at Hilton Kuala Lumpur

On 26/8/2015, on the invitation of the HR Department, I was sharing with  a group of management and staff on the important of Will and Trust. The non Muslim section took about 1 hour and followed by another session on the Muslim Will and Trust by my associates.

In total, there are about 50++ persons attended the two sessions. Everyone benefited and learned something about Will and Trust.

If you organisation with to have a group presentation on Will and Trust, please do not hesitate to contact 012 303 9383.

Regular Training at Pearl Hotel for REPs in CMY Group

As a group leader of CMY Group in Rockwills, I have been providing regular training for REPs under CMY Group. Knowledge is most important in estate planning as the nature of business is very advisory in nature. Thus, with little knowledge, the REP can harly provide good and quality solutions to clients to address their concern in estate planning.

We have training once a fornight at 12pm to 2pm.   It is FOC. Thus, if you want to excel in estate planning under the brand of Rockwills, please choose the right mentor and join a group that provide regular training.

Quite often, We also invite practising lawyers to share on many tropics relating to Will and Trust for the benefit of REPs.

For more information on how to be an estate planning, please call Rockwills Service Centre at  03-7782 1993.

Will Talk at Prudential Assurance Malaysia Berhad, Taman Sea, Petaling Jaya

On 14/8/2015, at 2.30pm I was at Prudential Assurance Berhad's Taman Sea Office sharing with a group of Prudentail insurance agents under Mr Liew.

It was an interesting sharing as I explained that Rockwills is not just selling 'Wills'. As a Rockwills Estate Planner, the Will and trust that we recommend to clients should cover various aspects like liquidity, debt cancellation, extra protection for the assets and beneficiaries and exist plan etc. Writing a simple Will just to distribute assets in many situation is not sufficient, proper estate planning tools and solutions need to be incorporated to address the concern the clients might have or any legal problems that beneficiaries might faced when they received their gifts.

If you are interested to find out more about Rockwills estate planning services, please do not hesitate to call 012 303 9383 for more information.

CMY Group Training at Pearl Point Hotel

On 23rd July 2015, Ms Sim, a practising lawyer was invited to conduct a 2 hours sharing on "All about Grant of Probate and Assets Transfer". All REPs attended benefited and have a clearer idea about the application of Grant of Probate and Assets Transfer after GP is extracted.

To me, knowledge is very important to all the REPs under CMY Group, thus, very often, I will invite some good speakers to shares with all the REPs in the CMY Group. Knowledge is king and will help you to excel in your business.

I wish to take this opportunity to say 'Thank You' to Ms Sim for her effort.

If you are interested to me part of the premier group in Rockwills, please contact Mr. Chong for more information.

Questions on Will and Trust:- Can I sell my house if it is mentioned in my Will?

Assets mentioned in a Will belongs to the owners of the assets. It can be sold anytime before his/her demise or it can be fully utilized by the time the Testator passes away.

The beneficiaries named in the Will has no claim against the Testator. There is no contract between the beneficiaris and the testator. Assets mentioned in a Will can be distributed only upon full settlement of debts and expenses. Assets mentioned a Will is not creditor proof.


For more information on Will, please call Rockwills Services Centre at 03-7782 1993 /012 3039383.

Questions on Will and Trust: What is a Grant of Probate?

Grant of Probate is a document that the Executor of a Will need to apply when the Testator passes on.
The application of this document is normally done via a petition by a lawyer at the High Court.  On the application, the lawyer will submit details of the assets of the deceased together, the death certificate and copy of the original Will.

The Executor need to appear in the Court to confirm his/her identity and the Grant of Probate will be granted with his/her name mentioned as the Executor/Trustee.

Once the Grant of Probate is extracted, the Executor can unlock all frozen assets stated on the Grant and distribute according to the Will. Normally, the deceased's debts need to be settled before distribution.

With a written valid Will, the beneficiaries named in the Will will be able to receive their gifts at a much faster, smother legal process and cost less legal fees.

With a written Will, the distribution of the assets is decided on the manner stated in the Will. The Distribution Act does not applied.



For more information on Will, please call Rockwills Services Centre at 03-7782 1993 /012 3039383.

Question on Will and Trust:- The persons named in a Will?

To write a Will, you need to name the following persons:-

1. Your Executor, The role of the Executor is to apply a document called Grant of Probate; locate the testator's assets; pay his debts and expenses and finally distribute the balance of the assets accordingly to the Will.

2. You Trustee. The role of the Trustee is to hold on trust if there is minor beneficiaries named in a Will or there is testamentary trust created in the Will whereby the testator wish the Trustee to hold on trust certain assets until certain date line or event occur.

3. Your Guardian. This is applicable if you have minor children (less then 21 years old) and when both parents have passed on.

4. Your beneficiaries. They can be minor, need a Trustee or adult or a corporation like a Charity.

It is very important that your appointed Executor and Trustee you trusted. He must be efficient and you can rely on him to administer your estate till the assets is distributed.

Appointing a trust corporation like Rockwills Trustee Berhad is a wise choice. There are many advantges to appoint a corporate Trustees. We will share in this topic in the future.



To know more about Will, please contact Rockwills Service Centre at 012 303 9383

Will Talk at Senior Citizen Association Selangor & KL at Kelana Jaya, Kuala lumpur (15/6/2015)

On 15/6/2015, I was conducting a Will and Trust Talk at The Senior Association at Kelana Jaya, Kuala Lumpur. There were more than 30 senior citizens in the sharing session. Many misconception about Will were cleared.

If you are interested to organise such an educational talk, please contact 012- 303 9383 or 03-7782 1993 for more information.

Question about Will and Trust: What is the Will Writing Fees charged by Rockwills?

In Rockwills, at the current date, the Will fee charged is based on the numbers of clauses/paragraphs in a Will. We have different types of Wills based on the numbers of clauses/paragraphs. Please refer to the price list below applicable at the moment, may subject to changes in the future.

However, if you intend to appoint Rockwills Trustee Berhad as your Executor or Trustee in your Will, RM120.00 is payable. Our Will fees is inclusive of one years fee safe custody of Will - Option I. You may opt for lifetime custody of your Will if you select Option II.

For more information, please call Rockwills Service Centre at 012-303 9383 or 03-7782 1993 or visit www.rockwillsonline.com or rockwills.biz.

Question about Will and Trust: What is a Will?

A Will is a document to declare in a prescribed form the intention of the person making it of matters or issues  which he/she wish to take effect after his/her demise. In Malaysia it must be in written form but there is exception.

A Will can be written in any language, however, if the person making it does not know or can not read the language, then translation is need before the person making it sign on the Will. Usually, the translator's particular are also printed in the Will.

The person making it must sign the Will in the presence of two witnesses. These 2 witnesses can not be the beneficiaries or spouse of a beneficiary.







To find out more about writing a Will, please visit rockwillsonline.com.my or call 012-303 9383, Authozied Service Centre of Rockwills.

Appointment of a Trust Corporation as the Administrator need no sureties.

A client called me last week, told me that her aunt passed away without a Will. She left behind RM16 million worth of estate.  Under our Malaysia laws, 2 Sureties are required for the administration of the estate. By appointment of Rockwills Trustee Berhad as the administrator, the family need  not look for 2 qualified sureties. The process could be faster as Rockwills Trustee Berhad is experience in estate administration process.

Call 012-3039383 to find out more on the appointment of a trust corporation as Executor or Administrator.

Will Talk at Anaika Collections Sdn Bhd - Valiram Group 29/5/2015

On the invitation by the management, I was sharing the topic "Will and Trust'

on 29/5/15 during lunch break to aound 60 staff and officers at Anaika Collections Sdn Bhd,  6, Level 2, Wisma GBA, Jalan SS 13/4, Subang Jaya Industrial Estate.  Even though the audience were a young group, the message of the urgency to write a Will was passed to them.

For more information on free group presentation, please call 012 303 9383.

Will and Trust Talk at Appcogroup, Axiata Tower, Jalan Sentral, Kuala Lumpur

On 18/5/2015, at 5pm, I was sharing the importance of writing a Will at Appco Group at Level 18, Axiata Tower, No. 9, Jalan Stesen Sentral 5, Kuala Lumpur Sentral, 50470 Kuala Lumpur. 

It was a small group of about 10, but good information were exchanged.

Will Talk at Bukit Kiara Club for Rotary Club - Pantai Valley, District 3300

I was invited to do a sharing session with the members of Rotary Club, Pantai Valley 3300 on the 18th May, 2015 at 8pm at Bukit Kiara Club, Kuala Lumpur.

It was an interesting one and many misconception about Will and Trust were cleared and answered.

To find out more about Will and Trust, please visit www.rockwillsonline.com.my 

or call 012 303 9383

Rockwills incentive trip to Osaka, Japan

The happy and enjoyable moment in Japan

Every year, there is overseas incentive trips for Rockwills' qualifiers, you may be the next one joining the Rockstars to Athens, Greece in 2016? To join Rockwills call 03-7782 1993 now!

Rockwills conventions 2015

Below are the photographs during the Rockwills Conventions in last March 2015.

Interest to join the CMY Group, the premier group in Rockwills and have a successful estate planning career in Rockwills? Please call 012-303 9383 for more information.